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Insurance Definitions
Confused by insurance jargon? Take a look at our Definitions of Insurance Words
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FAQ - Personal/Individual Policies
Group Policies
Q: What is a pre-ex?
Pre-ex is a term used for a pre-existing condition that will not be covered by your insurance plan for a defined period after your enrollment date.
Q: What is the earliest date I can begin coverage?
May vary from plan to plan but is typically the 1st or 15th of the month.
Q: Can I cancel my insurance at any time?
Yes.
Q: What affects my renewal?
Attained age, trend/claims experience from all subscribers on like policies, and individual medical claims all affect your renewal.
Q: Can I add my dependents throughout the year?
Yes. It is not based on renewal or a qualifying event; however, they must go through the application process and be approved by the insurance company.
Q: Can I change my plan mid-year?
Yes. A change can be requested at any time throughout the year; however, approval of the change is not guaranteed.
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Nefouse & Associates, Inc.
8465 Keystone Crossing, Suite 190
Indianapolis, IN 46240
Call today (800) 846-8615
or (317) 803-4220
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