Indiana Health Insurance Company
Insurance Rates That Work!
Nefouse & Associates, Inc is an independent insurance agency that specializes in health insurance and employee benefits. Since 1991, we have assisted businesses, individuals and families in obtaining the medical coverage that fits their needs. Insurance has changed a great deal over the last 30 years, but some things remain the same. Our dedication to our clients and helping them find the best plan for their needs has not changed. Everyone deserves high-level of service and that’s exactly what we provide at Nefouse & Associates. Combining our experience with our dedication to our clients has made us successful in both the health coverage and employee benefits fields. We take our job very seriously because your well-being is an utmost priority of ours!
An Insurance Company that’s the right fit for you.
The industry has been forever transformed by the Affordable Care Act (ACA). At Nefouse and Associates, we are one of the few agencies that have adjusted our strategies for both our group, small business and individual clients. We have studied the law to find solutions for our clients. We believe that we have found solutions within the Affordable Care Act. As many agencies continue to do business the same way that have prior to the Affordable Care Act, we know that the system has changed completely. We are in embracing this change to the market. Instead of being reactive, we are proactive.
At Nefouse & Associates, we have prided ourselves in going above-and-beyond to help the small businesses. We have spent years advising both new businesses and seasoned business owners on their approach to employee benefits. We know that as the market changes, so may your approach. Due to this, we will help guide you on what benefit philosophy may work best for your organization. We may recommend a strategy that is outside the box of traditional benefits. This type of suggestion can have a huge savings on insurance premiums. With some of our ideas, you will not hear from other health agencies. These are not just ideas; we have put these concepts in place. To some owner’s surprise, they reduced costs and kept their employees happy.
Nefouse will find you affordable coverage
Helping individuals and families obtain coverage has always been a part of the variety of services that we offer. When the Affordable Care Act was passed we knew that these services would be in high-demand. With the Affordable Care Act, we can now offer guaranteed issued policies that cannot be denied for pre-existing conditions. Along with guaranteed issued policies, we now can offer plans that are eligible for Tax Credits through the Federally-Facilitated Exchange. This is an absolute game changer. We are now able to offer an affordable health plan through the exchange for lower incomes. We take pride in being able to offer coverage for those who have been priced out of the market. We know the struggles of the middle class and premiums since the passing of the Affordable Care Act very well and are able to offer you the best of bad solutions. For high income families, we know that you do not want your medical providers disrupted. We can provide you with plans that will create no disruption in your personal well-being.
For large employers, we embrace taking your case to the market. There is nothing we don’t like better than creating a bidding war for your benefits. We will deliver the best rates and coverage the market has to offer. We are known for creating huge savings for our clients. For Administration Only Plans, we will do everything necessary to reduce your medical claims costs. We are able to deliver the deepest network discounts and make sure you retain those discounts in the future years. Our approach to these self-funded coverage plans will create huge savings for the client. We know that employee satisfaction is also a big part of the equation to most business models. We will reduce your cost and, at the same time, keep your employees happy. – Read More
Dealing with medical coverage can be stressful, but when you work with Nefouse & Associates, we take the stress out of dealing with any coverage issues. Thousands of employees and individuals are already working with us – see what a few of them had to say in our testimonials.
We pride ourselves on the personal relationships we form with our clients. When you have questions or concerns, our fully trained staff is on-call to help with any situation.
With offices on the North side of Indianapolis, Nefouse & Associates has been providing personalized medical coverage plans and benefits solutions since 1991.
Looking for a travel insurance plan? Compare and review several policies, including cancellation insurance, emergency travel service, medical coverage, and much more.
Nefouse & Associates has actively worked to understand and take advantage of health care reform for nearly 30 years. We have a proven track record of assessing all state and federal reform laws and adapting the positive aspects to suit our clients’ needs. We strive to be your go to source for understanding.
Small group coverage is ideal for companies with between 2 and 50 employees. To find the best deals, you need a brokerage that understands the market and is contracted with all the major carriers in the state. At Nefouse & Associates, not only are we contracted with the bigger carriers but we’ve also taken the time to build relationships with them.
Nefouse and Associates has been selling Indianapolis residents individual health insurance policies for more than three decades. Whether you find yourself between jobs and looking for a less expensive alternative than a COBRA plan or you’re self-employed and want to make sure you’re covered in case anything happens, Nefouse & Associates can help you weigh your options and find the plan that is best for you.
Group medical insurance is typically purchased by small and mid-sized businesses thats need coverage. The group policy market is for ever changing and we operate with a proactive approach. Our performance is what sets us aside from other agencies. It does not matter if you are a startup company or Fortune 500 we will help you meet your goals.
At Nefouse and Associates we excel in large business coverage. We work diligently to negotiate on behalf of our clients. Our dedication to cost reduction can lead to hundreds of thousands of dollars’ worth of savings over time.
Nefouse & Associates is here to serve you with the most affordable and competitive coverage solutions. The best part is, we’re here if you ever have any questions! Individual and family health quotes are quickly generated using our quote engine software so that you can make educated decisions based on multiple carrier quotes.
Wellness is a major factor in today’s employee benefits market. Nefouse & Associates understands why businesses feel wellness must be addressed. At a company level, wellness programs are an investment in the overall well-being of the employee. And healthy employees can lead to lower costs for the organization.
While it can be confusing for local business owners to choose a health insurance plan for their employees, if you’re self-employed or need personal life insurance for other reasons, you can have just as many (if not more) questions. Nefouse & Associates can help answer all of your questions about personal life insurance options.
Self-funded health care is a self insurance arrangement in which an employer provides health or disability benefits to employees with its own funds. At Nefouse & Associates, we will help you get the best deal on any self-funded plan design to save your company money and get your employees covered!
What happens if you become disabled and are unable to earn the money necessary to survive? By purchasing disability insurance, you can replace income lost by these events, pay your bills, and concentrate on getting well.
Under the Affordable Care Act, there has been a complete transformation of Indiana healthcare options. One of the biggest improvements to the individual market is guaranteed issue. Now an individual plan cannot deny coverage for ongoing conditions. This has already helped a lot of early retires obtain a health policy, and in some situations, allowed some Hoosiers to retire early.