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ACEC Life/Health Trust

Nefouse & Associates, Inc is offering the American Council of Engineering Companies Life/Health insurance plans, through UnitedHealthcare.

The ACEC Life/Health Trust has been servicing members for over 40 years.

The Trust’s structure is administered by engineers. This means that a rate increase has to be approved by the trust. This is a real advantage because a fellow engineer may be reluctant to authorize a large rate increase or a reduction in benefits.

The Trust has been administered through UnitedHealthcare since 2007. The plan is offering employee benefit packages that include, health, dental, vision, life & disability.

UnitedHealthcare has a national network and is a leader in technology for both employers and insured members.

Currently the Trust insurances over 70,000 members and has a 92% retention rate.

The Trust’s small group health insurance premiums are anywhere from 6.5%-17% lower than current market conditions. For large groups, there may also be savings potential because of the large membership.

The ACEC Health plan is administered out of Illinois, which mean the plan follows the Illinois insurance mandates. These mandates in coverages create a richer plan benefits. Here is a list of the mandates.

The ACEC Life/Health Trust offers a wide variety of plan options. There are multiple plan designs and ACEC members also have Self-Funded options or Level Funded plans.

The company must be a member of the ACEC to qualify for these plan offerings. It may benefit your company to join the trust, if eligible. We can provide rates and plan designs, in advance.

Nefouse & Associates can recommend the best ACEC options for your company.